Terms And Conditions

Effective Date: 11/2026

By accessing our services, website, or communicating with Peña Integra Insurance Services, you agree to the following Terms and Conditions.

Use of Services

Peña Integra Insurance Services provides insurance-related services including quotes, policy placement, and policy servicing. All services are provided in accordance with applicable state and federal regulations.

Communication Consent

By providing your contact information, you consent to receiving communications from Peña Integra Insurance Services via phone calls, text messages (SMS), and email. These communications may be related to insurance quotes, policy information, service updates, or appointment reminders.

The Opt-In Method

You may opt-in to receive SMS messages from Peña Integra Insurance Services in the following ways, whichever is applicable:

• Verbally, during a conversation.
• By providing your phone number through our website or service intake forms.

These communications may be related to insurance quotes, policy information, service updates, or appointment reminders.

Standard Messaging Disclosures

• Message frequency may vary.
• Message and data rates may apply.
• You can opt out at any time by texting "STOP."
• For assistance, text "HELP" to any text message or contact us directly at 210-852-2999. You can also email us at lisa@penaintegrainsurance.com or visit our Privacy Policy and SMS Terms & Conditions.

No Guarantee of Coverage

Submitting information or receiving a quote does not guarantee insurance coverage. Coverage is subject to underwriting approval by the insurance carrier.

Accuracy of Information

You agree to provide accurate and complete information when requesting quotes or services. Inaccurate or incomplete information may affect eligibility, pricing, or coverage.

Intellectual Property

All content, branding, logos, and materials associated with Peña Integra Insurance Services are the property of Peña Integra Insurance Services and may not be used without written permission.

Limitation of Liability

Peña Integra Insurance Services is not liable for indirect, incidental, or consequential damages arising from the use of our services or communications, to the extent permitted by law.

Modifications

We reserve the right to update these Terms and Conditions at any time. Continued use of our services constitutes acceptance of any updates.

Contact Information

Peña Integra Insurance Services

lisa@penaintegrainsurance.com

210-852-2999